
Working Capital
Short-term money for wages, a vendor invoice or rent that lands before customer payments do.
Wages, stock, a new lift or a second location. Tell us which bill needs paying and we take the request to partners who fund it.

What is the money for?
How a request works
6 structures owners use for wages, stock, machines and remodels, sorted by the bill they pay.

Short-term money for wages, a vendor invoice or rent that lands before customer payments do.

One lump sum paid back on a fixed schedule; used for expansions, remodels and buying a business.

A reusable limit: draw for an uneven month, repay, draw again. Interest accrues on the drawn balance.

Money for stock ordered before it sells, with the goods themselves usually pledged as collateral.

Loans and leases for lifts, mowers, dental chairs, walk-in coolers and work trucks, new or used.

A sale of future card or deposit receipts, never a loan. Add up the full remittance before signing.
Start with what the money will pay for, gather recent bank statements and financial records, and compare structures. The request then goes to a lending partner, which decides.
It comes from the lending partner that makes the offer. Palmwick prepares and sends the request; partners review it, set rates and terms, and make every credit decision.
No. You can send a request by phone or the online form from Kokomo, IN, Howard County, IN or the surrounding towns.
No. It is a purchase of future receipts, priced with a factor rate. Compare its total cost with loan options before choosing.
Something else? Call (765) 224-5248; small questions are welcome.
Phone call, records check, partner review, your yes or no.
Call, or send the online form for a callback. We cover what the money pays for, when, and roughly how much.
Entity standing, existing balances and recent bank statements get a look before any structure is chosen.
A lending partner underwrites the request and sets its own price and terms.
Read the full cost, ask what you like, then accept or decline.

Torn between two structures?
(765) 224-5248Full name, phone, email and an optional company name, then three required picks: time in business, an annual revenue range and a requested amount range. Check the consent box and submit.
Call (765) 224-5248
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